Shop-by-Payment: Payment Genie
Drive qualified leads through a personalized buying process.
98% of consumers expect to perform most, if not all, the buying process online1. Payment Genie lets shoppers self-qualify for a purchase on your website before visiting your dealership.

Top Features
Improve your lead quality and focus on the leads that matter.


Payment Calculation Tool
Your shoppers can estimate real monthly payments on a specific unit or equipment by inputting their credit tier, down payment and trade-in information for the unit of their choice.


Financing Application
Dealer Spike partnered with Sheffield Financial to integrate their prequalification process and online credit application into Payment Genie so shoppers can easily apply for financing on your website.

Turn Leads into Customers
Many shoppers believe they can’t afford a unit “right now,” but Payment Genie paints an immediate and transparent financial picture based on their personal qualifications. It allows visitors to instantly see how their desired purchase can fit into their monthly budget, demystifying the cost and making the decision process simpler and more attractive.
Drive More Qualified Leads
Payment Genie’s integration with Sheffield Financial gives potential buyers the ability to pre-qualify for financing before setting foot in your dealership. By the time they walk into your showroom, they are financially prepared to make a purchase. Allowing shoppers to self-qualify for payments in advance ensures your sales team can spend more time with leads who are ready to buy.


Customize Your Payment Rates
The key to helping shoppers calculate real monthly payments is using real lender rates. By sharing your specific lender rates with Dealer Spike, you can ensure that the payment calculation tool reflects the real-world financing options available through your dealership. This customization allows shoppers to make informed decisions based on the financing rates you have available.
Client testimonials

Rachel Thayer-Tarner
“When you can see [the payment calculation] right in front of you, it makes the purchase a lot easier. … People have come in and said, ‘Wow, this was really helpful to me.’”
Recommended Resources
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